Health insurance
Premiums, deductibles, networks, and how to compare plans during enrollment.
Key term
Out-of-pocket maximum
noun · health
The most you pay for covered care in a plan year before the plan pays 100%.
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Health Insurance Terms Decoded
Premium, deductible, copay, coinsurance, and out-of-pocket maximum explained in plain English, with a worked example of how they fit together.
Choosing a Health Plan Checklist
Work through this checklist during open enrollment to compare health plans on total cost, doctor networks, prescriptions, and the care you expect to use.
HMO, PPO, EPO, and HDHP Plans Compared
How HMO, PPO, EPO, POS, and high-deductible health plans differ on networks, referrals, and costs, so you can tell which structure fits how you use care.
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