Tools — runs entirely in your browser
Tools & resources
Three small calculators for the decisions that most change what you pay. No sign-up, and nothing you enter leaves your device.
Deductible Tradeoff Calculator
See how many claim-free years it takes for a higher deductible to pay off.
Life Coverage Estimator
A plain, income-and-obligations way to ballpark a coverage amount.
Policy Comparison Worksheet
Line up two offers side by side so you compare the same coverage.
Checklists
Step-by-step lists for reviewing a policy, comparing plans, and filing a claim.
- Shopping & Claims · checklistAnnual Insurance Review ChecklistA once-a-year checklist to review all your insurance policies together, catch life changes, close coverage gaps, and avoid paying for overlapping coverage.
- Auto · checklistAuto Policy Review ChecklistStep-by-step checklist for reviewing your auto policy at renewal, from drivers and vehicles listed to limits, deductibles, and discounts you may qualify for.
- Health · checklistChoosing a Health Plan ChecklistWork through this checklist during open enrollment to compare health plans on total cost, doctor networks, prescriptions, and the care you expect to use.
- Shopping & Claims · checklistFiling an Insurance Claim, Step by StepA step-by-step checklist for filing a home, auto, or other insurance claim, from reporting the loss to working with an adjuster and reviewing the settlement.
- Home & Renters · checklistHome Inventory ChecklistA room-by-room checklist for building a home inventory of your belongings, so filing a personal property claim after a fire, theft, or storm is far easier.
- Life · checklistLife Insurance Shopping ChecklistA checklist for shopping for life insurance, from choosing term or permanent coverage to comparing offers, riders, the medical exam, and final review.
- Pet, Travel & Specialty · checklistPet Insurance Comparison ChecklistCompare pet insurance plans on coverage type, deductibles, reimbursement rates, annual limits, waiting periods, and exclusions before you enroll your pet.
- Auto · checklistWhat to Do After a Car AccidentA calm, practical checklist for the first hour, the first day, and the first weeks after a car accident, so you protect yourself and your claim.