Life Coverage Estimator
A simple needs-based estimate: what your household would need if your income stopped, minus what's already in place. It's a starting point for your research, not an answer.
Estimate
- Income replacement
- Housing + balances owed
- Education + final expenses
- Minus what's in place
Coverage to research
What this leaves out
Needs change — kids grow up, mortgages shrink, savings build. Many people revisit their coverage amount at big life events. For the reasoning behind each line, read How much life coverage do you need? and Term vs. whole life.
Everything runs in your browser — nothing you type is sent or saved. Results are illustrative estimates for learning purposes, not advice or an offer of coverage.