Policy Comparison Worksheet

Two offers only compare fairly when they price the same coverage. Enter both and the worksheet annualizes the price and flags every line that doesn't match.

Line item	Offer A	Offer B	Match?
Premium per payment ($)
Payments per year
Installment / policy fees per year ($)
Deductible ($)
Main liability limit ($)
Includes: Rental / loss-of-use
Includes: Roadside or service add-on
Includes: Replacement cost (not actual cash value)
Includes: Accident forgiveness or similar
Total per year

Before you pick

If any line says differs, the lower price may simply be buying less coverage. Ask the more expensive insurer to price the other offer's exact coverage (or vice versa) and run the worksheet again. See How to compare rates.

Everything runs in your browser — nothing you type is sent or saved. Results are illustrative estimates for learning purposes, not advice or an offer of coverage.

Other tools

Deductible Tradeoff CalculatorSee how many claim-free years it takes for a higher deductible to pay off.Life Coverage EstimatorA plain, income-and-obligations way to ballpark a coverage amount.